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PocketSmith Discount Codes — From 15% Off

Personal finance budgeting and forecasting software

The short answer

Best on this page
Up to 30% off
Live offers
5 0 need a code, 5 do not
Typical discount
25% averaged over 4 offers
Last reviewed
30 May 2026 no checkout test on file yet
Filed under
Software & SaaS

Discounts mostly apply to annual subscriptions, especially for Premium and Super plans. Promotions often include percentage discounts automatically applied without coupon codes. Some deals are seasonal, like the Black Friday Sale. The free Basic plan lets you try features before upgrading.

You can use PocketSmith to monitor your budget and track expenses. It helps manage your budget and eliminate unwanted spending. PocketSmith connects securely to your bank account to show past, present, and future cash flow. It suits anyone who wants to understand their finances and plan ahead without cutting daily needs.

The PocketSmith offers we can stand behind

Codes that need pasting come first, then offers that apply on their own. A tested date means checkout, not a page edit.

30% no code

Black Friday Sale

(Top Trending!): Enjoy whopping 30% off annual Premium plans! Four days only, from Black Friday through to Cyber Monday, all time zones included.

Page reviewed 30 May 2026

Open offer
Worked?
30% no code

Save Up to 30% Off

If you are planning financial thing for your retirement; then this is the plan. Order a Super membership and get whopping 30% discount. It is valid;…

Page reviewed 30 May 2026

Open offer
Worked?
25% no code

Up to 25% Off

Purchase a Premium plan for a whole year and save up to 15% off the monthly price. You need to pay upfront payment to claim an…

Page reviewed 30 May 2026

Open offer
Worked?
15% no code

Up to 15% Off

Hurry and upgrade to Premium or Super plan with quarter billing option to save up to 16% off the normal price. Your discount applies automatically.

Page reviewed 30 May 2026

Open offer
Worked?
DEAL no code

Free Access

If you can't afford to buy a paid plan or want to first their budgeting tool; then here is plan. Signup for a Basic membership and…

Page reviewed 30 May 2026

Open offer
Worked?

Getting the code to apply

  1. Select a Premium or Super plan
  2. Choose annual or quarterly billing option
  3. Proceed to checkout page
  4. Confirm automatic application of discount
  5. Complete payment process

Paying less without a code

  • Save up to 30% by choosing a Super membership paid annually
  • Get 30% off Premium annual plans during Black Friday Sale
  • Pay annually for Premium plan to save up to 15% off monthly price
  • Choose quarterly billing for Premium or Super to save up to 16% automatically

What PocketSmith actually is

PocketSmith is a cloud-based personal finance tool founded in New Zealand in 2018. It offers live bank feeds, transaction categorization, and automatic updates on net worth. There are three plans: Basic (free with limited features), Premium (unlimited budgets, 10 years projections, bank feeds), and Super (same as Premium but with 30 years forecast). It integrates with other finance software and keeps your data private and ad-free.

How PocketSmith splits its plans

Basic Free plan with limited features
Premium Unlimited budgets, 10-year projections, bank feeds
Super Includes Premium features plus 30-year forecast

When it is worth waiting

Software & SaaS

Software pricing bends hardest at the annual switch. A percentage code applied to a monthly plan is usually worth less than moving the same plan to yearly billing, and the two rarely stack. If you are near the end of a trial, that is when retention offers appear.

This describes how the category behaves, not a schedule this merchant has published. Where we can confirm a specific pattern for a merchant, it is written into the sections above instead.

Things people ask us about PocketSmith

Does PocketSmith have a free plan?

Yes, PocketSmith offers a Basic free plan with limited features to try the budgeting tool before upgrading.

Can I connect my bank account to PocketSmith?

Yes, PocketSmith securely connects to your bank account to track expenses and forecast cash flow automatically.

Are discounts available without a coupon code?

Yes, discounts up to 30% off are applied automatically when you select annual paid plans, no code required.

What is the difference between Premium and Super plans?

The Super plan provides a longer 30-year financial forecast compared to Premium’s 10-year projection.

Before you order

Summarised from what the merchant publishes. Terms change without notice, so check their own page before you rely on a line here. For a problem with an order, contact the merchant — we cannot act on your order.
Registered address Based in Dunedin, New Zealand

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